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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. SHARE: StratfordProductions/Shutterstock October 01, 2020 Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Bankrate logo The Bankrate promise
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Bankrate logo The Bankrate promise
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Do you know someone in the market for a new credit card? Starting Oct. 1, 2020, American Express is offering 3X more points or cash back for 3 months to eligible consumer cardmembers who refer a friend to a consumer or business (terms and eligibility apply). The offer, coined “3 For All,” is valid through Oct. 28, 2020, and also includes a cardmember bonus of up to 7,500 Membership Rewards points for each approved friend (up to 55,000 points in total for this offer specifically). Each Amex card already has its own referral bonus, so the maximum number of points you can earn may vary based on the card you own. Further, once a friend is approved, they can also make use of the new Refer a Friend offer. “This [offer] coincides nicely with the holiday shopping season (which also includes this year),” says Ted Rossman, industry analyst at Bankrate. “I think it’s a creative promotion that can benefit card members and American Express. It’s a good time to spread the word to your social networks to get a good deal for your friends and yourself.” What is the Amex Refer a Friend program
With the Refer a Friend program, friends and family members can apply for American Express credit cards using your referral link. Upon their approval, you’re awarded a set number of Membership Rewards points. Program eligibility requirements to keep in mind
Not every American Express card offers a , and referral bonuses can vary based on the card at hand. Be sure to double-check your eligibility and read up on the details of your card’s specific referral offer. You can refer friends to American Express cards you don’t own, so long as they fall within the same family as the card in your possession (think: Delta co-branded cards vs. Marriott co-branded cards). As a note, you may not be eligible to participate in the Refer a Friend program if you don’t own a qualifying American Express consumer card, are behind on credit card bill payments or have exceeded the maximum amount of referral points. The bottom line
This limited-time offer is sure to spark a renewed interest in Amex’s Refer a Friend program and, more importantly for Amex, it helps encourage both loyalty and spending with Amex cards. “I’m more accustomed to seeing these kinds of promotions from startups (like TomoCredit and the Zero Card) rather than established leaders like American Express,” Rossman says. “The major players often have referral bonuses, but theirs are usually flat fees rather than higher rewards percentages.” For more information on the program and current promotion, log into the using your card information or ID. SHARE: Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Related Articles